Sunday, April 8, 2012

Saving Vs Investing...



(The author is the Founder and CEO of Money Avenues, a Wealth Management firm based in Chennai which offers   i.S.M.A.R.T financial plan. Feedback can be sent to ismartfp@ gmail.com) 




Savings is not equal to Investing:




Keeping it in the bank savings a/c @ 6% = Savings


Investing the same intelligently to earn 15% = Investing...


That's the difference...


In actual numbers,


In the first case, 1 lac kept in the bank a/c @ 6% gets you Rs 3.21 lacs after 20 years.


In the second case, 1 lac invested @ 15% gets you Rs 16.36 lacs after 20 years.


Which is your choice? Saving or Investing???


And remember, its not an easy task to achieve 15% returns PA given the constraints you would face. Hence the role of a wealth manager becomes important to make your money work hard...


Remember, Saving is not equal to Investing...



(The author is the Founder and CEO of Money Avenues, a Wealth Management firm based in Chennai which offers   i.S.M.A.R.T financial plan. Feedback can be sent to ismartfp@ gmail.com) 



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