(The author is the Founder and CEO of Money Avenues, a Wealth Management firm based in Chennai which offers i.S.M.A.R.T financial plan. Feedback can be sent to ismartfp@ gmail.com)
7 reasons why you must insure your home through home insurance:
We all love our homes, don't we?... Our home is the outcome of our hard work and dream... The very first dream of a person who establishes his/her career is to buy a home. But is your sweet home and its components fully insured and protected from various perils like natural disasters, theft and burglary???
Home insurance is a means by which you can protect the structure of your home and also your precious belongins from perils such as fire, earthquakes etc., It can also cover your valuable properties such as electronics, jewellery, art and so from burglary and theft...
We are very careful about the furnitures the home should have, the interiors, the electronic goods etc., But are we concerned about protecting them in the first place? With the kind of natural calamities and man made calamities like theft and burglary we are faced with, its important that we protect our hard got homes...
Let's look at the reasons why one should protect the homes through insurance cover:
1. Natural disasters:
With the drastic changes in the nature, we are getting increasingly prone to natural disasters and calamities like earthquakes and tsunamis... Its most important to cover against such natural perils...
2. Fire:
Protect against perils caused by fire..
3. Theft and burglary:
Protect our valuables like jewellery from theft and burglary... These days with widening people-police ratio, its important for us to take this cover...
4. You are important:
You are also covered through personal accident cover under home insurance cover. So its just not the home which is covered, but also YOU...
5. Terrorism:
This is one of the biggest threats in India today which can wide scale damages to properties. Especially cities like Mumbai, Bangalore, Delhi, Pune and Coimbatore which have been targeted in the past...
6. Riots:
More so for the places and cities which are prone to riots...
7. Affordable cost of insurance:
All these benefits of cover come to you @ an affordable cost.. Because it's your dream house of your life... So what are you waiting for.... Get your dream home insured @ the earliest...
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